2009
This is the first year that I am taking my New Year's resolutions seriously. Don't get me wrong... I've made plenty a New Year's resolution in the past, but I never took them seriously which is why I never reached any of those goals I set. This year, I have spent about a week on my resolutions. Planning, writing it down, editing, planning some more, and making some more edits to my plan. It's taken a lot of brain power, but I have it all worked out.
- This year I will get to my goal weight.
- This year I will pay off half my credit card.
- This year I will put $150 into my savings each month.
Now for the plan portion of our presentation...
My goal weight... I'm not really sure what it is, but I'll know it when I get to it. Because of this I have decided to set my weight loss goals for 2009 in 10 pound increments (this is also easy since I am currently at 170). So, here's the breakdown for goal #1
· Set in 10 pound increments
· Expected loss of ~1.5 pounds per week or 10 pounds per 7 weeks
· Weigh in every Saturday
· Change mini goal deadlines as needed (160 by Feb 21, 150 by April 11th, and 140 by May 30th)
On to my next goal (and I know this has nothing to do with weight loss, but the same principles apply which is another one of my Fat Girl Lessons for ya). My credit card has a beast of a balance, and it's time I tamed it! I would love to tame her in one year, but it's just not financially possible (need to be realistic when setting your goals). So, It will take me two years. Now, I'm not going to share all the numbers with you here, but I will tell you that I am going to be putting what amounts to 15% of my gross monthly income toward my credit card each month. She's a BIG beast!
For my final goal, I have a 5 year plan to save up $10,000... though I will definitely be able to put more than $150 per month into savings once I have paid off my credit card. But for now, here's how the savings plan looks.

So, there you have it. My 2009 resolutions, planned, in writing, broken down, and shared with others.
PS- I did a little math and calculated how much money I would be able to save if after I'm done paying off my credit card I put that money towards my savings... and if I do that, at the end of 5 years I could have $27,413.47 in my savings! That just makes me giddy!





